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The American dream that any person with enough drive, ambition and determination can rise to the top along a chosen career path has taken a beating in recent years. First, today's challenging economic climate makes it seem unlikely, if not impossible, that hard work and initiative alone can lead to financial success. Just ask all those people who invested in real estate in the first half of this decade or talk to an entrepreneur who started a business a couple of years ago.Second, the image of the super-rich has been tarnished by allegations of moral missteps, unethical business practices
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