Canadians a "Giving" People, Says Philanthropy Expert and Author Nicola Elkins, Who Provides Her Top Nine Charitable Contribution Tips for 2009

With the giving season underway, Elkins has provided her top nine charitable giving tips for Canadians:

1. Save tax by taking full advantage of tax planning opportunities.
Structure and time your gifts to limit any tax on the capital gain
and obtain full benefit of the tax credits available to you.