Choosing the Right Online Payment Tool

* Auctionpay (www.auctionpay.com). A middle-of-the-road donation, registration and event solution. Reasonably priced at $30 a month with a 3.5 percent per-payment transaction fee. Donation form can be integrated into the look and feel of a Web site and is customizable.

* Gifttool (www.gifttool.com). A high-end option that offers support for donations, a shopping cart, event registration and pledge-a-thons. Can be integrated into the look and feel of a Web site. Charges a flat $1.23 per transaction rather than a percentage of the payment, making it a good option for organizations accepting large payments.