Choosing the Right Online Payment Tool

* MemberClicks (www.memberclicks.com). An integrated database, payments, membership and e-mail solution that allows organizations to create and update their payment forms. Requires organizations set up their own merchant accounts— a bank account that can receive online payments, which has its own fees. Setting up an account gives organizations more flexibility and allows them to receive money more quickly. MemberClicks charges 1 percent of the payment, plus 40 cents per transaction, with a $25 monthly minimum fee.