They might be a good deal for donors, but there still are a lot of questions to ask.

By Kimberly Seville

Ah-ha, so it’s a renewal offer in the small print — so why not on the carrier teaser, too?

The chilling effect
The Second Amendment Foundation offered me a free American Flag Windshirt on the same day NWF offered the free membership (renewal). To get it, I’d have to make $75 worth of transactions by Jan. 31, 2008. Size XL only, supply is limited, and Bank of America may substitute an item of equal or greater value. Ten to 12 weeks for delivery after qualifying, and “we are not responsible for lost, stolen or undelivered merchandise.”